Relief Debt Systems

I’m running through my expenses looking for area’s to cut.  Here’s my list of expenses to cut.

• Car – I rode to work 4 days this week.  Next week I’m mothballing the car!!!   I’ve discussed become a single car family (selling my car) with my partner but it’s a politically sensitive issue at the moment so I’m just going to moth ball it and try to save money on fuel and ware and tear. (any of you found this to be a hot button issue?)
• Hobbies- I spend money on toys (basically building my dream bike so I can ride to work? but I’m already riding to work. Tools for DIY second area overspending DAMN YOU BUNNINGS!)
• Gifts- Oh man, I know I over compensate with gifts because I have all kinds of guilt about not  spending enough time with people (any one else got this problem?)

Next will be having difficult conversations about finance.  Better now than latter right? Any advice on that frugal scholars?

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